Overseas Mortgage Alliance is a "not for profit" association dedicated to uphold the highest possible standards for mortgage advice in territories which have no existing official Regulation, particularly in Spain and Portugal
Our Mission Statement:
Business Conducted in a Professional and Ethical Manner
The rate of mortgage lending has increased by 20.5 over the past 5 years in Spain. This has encouraged the growth of Mortgage Advisory Businesses.
Spain does not impose any regulations on Mortgage Advisers – anybody can decide to become a mortgage adviser regardless of his/her history, qualifications or ethics.
Fortunately for Clients and Lenders there are a number of UK qualified mortgage professionals who trade in Spain and work to the UK regulatory standards they are familiar with. It is from these people that the idea of OMA was born.
Members comprise of:
Individual Mortgage Advisers trading independently or as limited companies outside of the U.K.
U.K. Mortgage Advisers registered with The Financial Services Authority
Corporate members e.g. Banks, Building Societies & Insurance Companies
Representatives of Government Bodies
What Do We Want To Achieve? - A self-regulatory process, which members will agree to adhere to. OMA Members will promote best advice in the client interest.
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